SIPMM ONLINE COURSES

Terms and Conditions

TERMS OF USE AND PRIVACY POLICY

SIPMM ONLINE COURSES is an educational service to the individual user that allows Members to study educational and training resources online. It also allows, in certain circumstances, community members to communicate with each other. “SIPMM ONLINE COURSES” refers to the website at sipmm.acestudyonline.com and its operating business entity SIPMM Pte Ltd, a company incorporated pursuant to the laws of Singapore under registration number 201207364H and having its registered address at 165 Bukit Merah Central #03-3685 Singapore 150165. The services offered by SIPMM ONLINE COURSES (“SIPMM” or “we”) include the SIPMM ONLINE COURSES website (the “SIPMM Website”), the SIPMM Internet messaging service, and any other features, content, or applications offered from time to time by SIPMM in connection with the SIPMM Website (collectively, the “SIPMM Services”).

This Terms of Use Agreement (“Agreement”) sets forth the legally binding terms for your use of the SIPMM Services. By using the SIPMM Services, you agree to be bound by this Agreement, whether you are a “Visitor” (which means that you simply browse the SIPMM Website) or you are a “Member” (which means that you have registered with SIPMM). The term “User” refers to a Visitor or a Member. You are only authorized to use the SIPMM Services (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should leave the SIPMM Website and discontinue use of the SIPMM Services immediately. If you wish to become a Member, communicate with other Members, or make use of the SIPMM Services, you must read this Agreement and indicate your acceptance during the Registration process.

This Agreement includes SIPMM’s policy for acceptable use of the SIPMM Services and Content posted on the SIPMM Website, your rights, obligations and restrictions regarding your use of the SIPMM Services and SIPMM’s Privacy Policy. SIPMM may modify this Agreement from time to time and such modification shall be effective upon posting by SIPMM on the SIPMM Website. You agree to be bound to any changes to this Agreement when you use the SIPMM Services after any such modification is posted. It is therefore important that you review this Agreement regularly to ensure you are updated as to any changes. Should you choose to become a member of a Learning Group, the Group Administrator will have the ability to contact you directly about your study. By agreeing to the Terms of Use Agreement, you agree to allow this communication. SIPMM does not take any responsibility for any correspondence between the Group Administrator and you on any matter regardless if it relates to your study or any other subject.

SIPMM reserves the right, in its sole discretion, to reject, refuse to post or remove any posting (including private messages) by you, or to restrict, suspend, or terminate your access to all or any part of the SIPMM Services at any time, for any or no reason, with or without prior notice, and without liability.

1. Eligibility. Use of and Membership in the SIPMM Services is void where prohibited. By using the SIPMM Services, you represent and warrant that (a) all registration information you submit is truthful, full (no abbreviations), and accurate; (b) you will maintain the accuracy of such information; and (c) your use of the SIPMM Services does not violate any applicable law or regulation.

2. Term. This Agreement shall remain in full force and effect while you use the SIPMM Services or are a Member. You may terminate your Membership at any time, for any reason, by following the instructions on the Member’s Account Settings page. SIPMM may terminate your Membership at any time, without warning. Even after Membership is terminated, this Agreement will remain in effect, including sections 5 to 17.

3. Password. When you sign up to become a Member, you will be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. You agree not to use the account, username, or password of another Member at any time or to disclose your password to any third party. You agree to notify SIPMM immediately if you suspect any unauthorized use of your account or access to your password. You are solely responsible for any and all use of your account.

4. Non-commercial Use by Members. The SIPMM Services are for the personal use of Members only and may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by SIPMM. Illegal and/or unauthorized use of the SIPMM Services, including collecting usernames and/or e-mail addresses of Members by electronic or other means for the purpose of sending unsolicited e-mail or unauthorized framing of or linking to the SIPMM Website is prohibited. Commercial advertisements, affiliate links, and other forms of solicitation may be removed from Member profiles without notice and may result in termination of Membership privileges. Appropriate legal action will be taken for any illegal or unauthorized use of the SIPMM Services.

5. Proprietary Rights in Content on SIPMM.
(1) The SIPMM Services contain Content of SIPMM (“SIPMM Content”). SIPMM Content is protected by copyright, trademark, patent, trade secret and other laws, and SIPMM owns and retains all rights in the SIPMM Content and the SIPMM Services.
(2) The SIPMM Services contain Content of Users and other SIPMM licensors. You may not copy, modify, translate, publish, broadcast, transmit, distribute, perform, display, or sell any content appearing on or through the SIPMM Services.

6. Content Posted
(1) SIPMM may delete any communication or content that, in the sole judgment of SIPMM, (a) violates this Agreement (b) may be offensive or illegal or (c) harms, threatens the safety of, or violates the rights of any person. SIPMM assumes no responsibility for monitoring the SIPMM Services for inappropriate communication, content or conduct. If at any time SIPMM chooses, in its sole discretion, to monitor the SIPMM Services, SIPMM nonetheless assumes no responsibility for any communication or Content. SIPMM has no obligation to modify or remove any inappropriate Content, and no responsibility for the conduct of any User submitting such Content.
(2) Private correspondence or Content is not necessarily reviewed by SIPMM prior to posting and does not necessarily reflect the opinions or policies of SIPMM. SIPMM makes no warranties, express or implied, as to the Content or to the accuracy and reliability of the Content or any material or information that you transmit to other Members.

7. Content/Activity Prohibited. The following is a partial list of the kind of Content that is illegal or prohibited to post on or through the SIPMM Services. SIPMM reserves the right to investigate and take appropriate legal action against anyone who, in SIPMM’s sole discretion, violates this provision, including without limitation, removing the offending communication from the SIPMM Services and terminating the Membership of such violators. Prohibited Content includes, but is not limited to Content that, in the sole discretion of SIPMM:
(1) is patently offensive and promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;
(2) harasses or advocates harassment of another person;
(3) exploits people in a sexual or violent manner;
(4) contains nudity, violence, or offensive subject matter or contains a link to an adult website;
(5) solicits personal information from anyone under 18;
(6) provides any telephone numbers, street addresses, last names, URLs or e-mail addresses;
(7) promotes information that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libellous;
(8) promotes an illegal or unauthorized copy of another person’s copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacture-installed copy-protect devices, or providing pirated music or links to pirated music files;
(9) involves the transmission of “junk mail,” “chain letters,” or unsolicited mass mailing, instant messaging, “spimming,” or “spamming”;
(10) contains restricted or password only access pages or hidden pages or images (those not linked to or from another accessible page);
(11) furthers or promotes any criminal activity or enterprise or provides instructional information about illegal activities including, but not limited to, making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses;
(12) solicits passwords or personal identifying information for commercial or unlawful purposes from other Users;
(13) involves commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising, or pyramid schemes;
(14) includes a photograph of another person that you have posted without that person’s consent; or
(15) for band and filmmaker profiles, uses sexually suggestive imagery or any other unfair, misleading or deceptive Content intended to draw traffic to the profile;
(16) destructive criticism about other learners or any service in SIPMM, or encouraging other users to such acts.
(17) The following is a partial list of the kind of activity that is illegal or prohibited on the SIPMM Website and through your use of the SIPMM Services. SIPMM reserves the right to investigate and take appropriate legal action against anyone who, in SIPMM’s sole discretion, violates this provision, including without limitation, reporting you to law enforcement authorities. Prohibited activity includes, but is not limited to:
a) criminal or tortious activity, including child pornography, fraud, trafficking in obscene material, drug dealing, gambling, harassment, stalking, spamming, spimming, sending of viruses or other harmful files, copyright infringement, patent infringement, or theft of trade secrets;
b) advertising to, or solicitation of, any Member to buy or sell any products or services through the SIPMM Services. You may not transmit any chain letters or junk e-mail to other Members. It is also a violation of these rules to use any information obtained from the SIPMM Services in order to contact, advertise to, solicit, or sell to any Member without their prior explicit consent. In order to protect our Members from such advertising or solicitation, SIPMM reserves the right to restrict the number of e-mails which a Member may send to other Members in any 24-hour period to a number which SIPMM deems appropriate in its sole discretion. If you breach this Agreement and send unsolicited bulk e-mail, instant messages or other unsolicited communications of any kind through the SIPMM Services, you acknowledge that you will have caused substantial harm to SIPMM, but that the amount of such harm would be extremely difficult to ascertain. As a reasonable estimation of such harm, you agree to pay SIPMM US$100 for each such unsolicited e-mail or other unsolicited communication you send through the SIPMM Services;
c) covering or obscuring the banner advertisements on your personal profile page, or any SIPMM page via HTML/CSS or any other means;
d) any automated use of the system, such as using scripts to add friends or send comments or messages;
e) interfering with, disrupting, or creating an undue burden on the SIPMM Services or the networks or services connected to the SIPMM Services. This includes marking any mail from SIPMM as spam. You may unsubscribe from SIPMM emails at any time, for any reason, by following the instructions on the Member’s Account Settings page;
f) attempting to impersonate another Member or person;
g) using the account, username, or password of another Member at any time or disclosing your password to any third party or permitting any third party to access your account;
h) selling or otherwise transferring your profile;
i) using any information obtained from the SIPMM Services in order to harass, abuse, or harm another person;
j) displaying an advertisement on your profile, or accepting payment or anything of value from a third person in exchange for your performing any commercial activity on or through the SIPMM Services on behalf of that person, such as placing commercial content on your profile, posting blogs or bulletins with a commercial purpose, or sending private messages with a commercial purpose;
k) using the SIPMM Services in a manner inconsistent with any and all applicable laws and regulations.

8. Copyright Policy. You may not post, modify, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. It is the policy of SIPMM to terminate Membership privileges of any Member who repeatedly infringes the copyright rights of others upon receipt of proper notification to SIPMM by the copyright owner or the copyright owner’s legal agent. Without limiting the foregoing, if you believe that your work has been copied and posted on the SIPMM Services in a way that constitutes copyright infringement, please provide SIPMM with the following information: (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the SIPMM Services; (iv) your address, telephone number, and e-mail address; (v) a written statement by you that you have, in good faith, a belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

9. Member Disputes. You are solely responsible for your interactions with other SIPMM Members. SIPMM reserves the right, but has no obligation, to monitor disputes between you and other Members.

10. Privacy. Use of the SIPMM Services is also governed by our Privacy Policy, which is incorporated into this Agreement by this reference. Information Collected Upon Registration (and during browsing/studying on SIPMM): When you create or reconfigure a SIPMM account, you provide some personal information, such as your name, username, password, birthdate, gender, city, country, and email address. Some of this information, for example, your name and username, is listed publicly on our Services, including on your profile page and in search results. Some Services, such as search, public user profiles and viewing lists, do not require registration.

Additional Information: You may provide us with additional information to make public, such as a short biography, your location, or a picture. You may customize your account with information, etc so that we can help you find SIPMM users you know. We may use your contact information to send you information about our Services or to market to you. You may unsubscribe from these messages by following the instructions contained within the messages or the instructions on our website. If you email us, we may keep your message, email address and contact information, and computer details (if available) to respond to your request. Providing the additional information described in this section is entirely optional, but we still can redirect you to a page to update/fill this information from time to time.

Our Services are primarily designed to help you share information with the world. Most of the information you provide to us is information you are asking us to make public. This includes not only the messages and notes you write about content and forum posts, but also any other place where you are able to type. The metadata provided with SIPMM, such as when you are certified, shows up in your public profile page. Our default is almost always to make the information you provide public but we generally give you settings to make the information more private if you want. Your public information is broadly and instantly disseminated. For example, your public information is searchable by many search engines. Users should be careful about all information that will be made public on SIPMM (such as your public profile, comments and testimonials), not just posts. Under the SIPMM terms and conditions, all registration information submitted must be truthful and accurate. SIPMM offers an educational service, hence it is very important you enter only valid information, then set your profile to private if you wish. Once made private, the link will still show on search engine results for a few weeks, but when clicked the account information will no longer be visible.

Log Data: Our servers automatically record information (“Log Data”) created by your use of the Services. Log Data may include a non private personal information such as your IP address, browser type, the referring domain, pages visited, your mobile carrier, device and application IDs, and search terms. Other actions, such as interactions with our website, applications and advertisements, may also be included in Log Data. If we haven’t already deleted the Log Data earlier, we will either delete it or remove any common account identifiers, such as your username, full IP address, or email address, after 18 months. SIPMM keeps Users’ records/logs and other information as required for legal and administrative purposes only.

Our Services are not directed to people under 13. If you become aware that your child has provided us with personal information without your consent, please contact us. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we take steps to remove such information and terminate the child’s account.

11. Disclaimers. SIPMM is not responsible for any incorrect or inaccurate Content posted on the SIPMM Website or in connection with the SIPMM Services, whether caused by Users of the SIPMM Services or by any of the equipment or programming associated with or utilized in the SIPMM Services. SIPMM does not guarantee the efficacy of its learning content & material. Other provisions may be added to qualify the company’s liability to the presentation of effective quality education and training material. Profiles created and posted by Members on the SIPMM Website may contain links to other websites. SIPMM is not responsible for the Content, accuracy or opinions expressed on such websites, and such websites are in no way investigated, monitored or checked for accuracy or completeness by SIPMM. Inclusion of any linked website on the SIPMM Services does not imply approval or endorsement of the linked website by SIPMM. When you access these third-party sites, you do so at your own risk. SIPMM takes no responsibility for third party advertisements which are posted on this SIPMM Website or through the SIPMM Services, nor does it take any responsibility for the goods or services provided by its advertisers. SIPMM is not responsible for the conduct, whether online or offline, of any User of the SIPMM Services. SIPMM assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any User or Member communication. SIPMM is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any e-mail or players due to technical problems or traffic congestion on the Internet or on any of the SIPMM Services or combination thereof, including any injury or damage to Users or to any person’s computer related to or resulting from participation or downloading materials in connection with the SIPMM Services. Under no circumstances shall SIPMM be responsible for any loss or damage, including personal injury or death, resulting from use of the SIPMM Services, attendance at a SIPMM event, from any Content posted on or through the SIPMM Services, or from the conduct of any Users of the SIPMM Services, whether online or offline. The SIPMM Services are provided “AS-IS” and as available and SIPMM expressly disclaims any warranty of fitness for a particular purpose or non-infringement. SIPMM cannot guarantee and does not promise any specific results from use of the SIPMM Services.

12. Limitation on Liability. IN NO EVENT SHALL SIPMM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF SIPMM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, SIPMM’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO SIPMM FOR THE SIPMM SERVICES DURING THE TERM OF MEMBERSHIP.
SIPMM do not authorize any third party to accept payments on behalf of SIPMM for any SIPMM Service. SIPMM are not liable for any payments made to a third party by an SIPMM Member.
SIPMM cannot provide a refund or exchange on the purchase of a PDF (Portable Document Format) certificate.

13. Disputes. If there is any dispute about or involving the SIPMM Services, you agree that the dispute shall be governed by the laws of the Republic of Singapore, without regard to conflict of law provisions and you agree to exclusive personal jurisdiction and venue in Singapore. Either SIPMM or you may demand that any dispute between SIPMM and you about or involving the SIPMM Services must be settled by arbitration utilizing the dispute resolution procedures of Singapore provided that the foregoing shall not prevent SIPMM from seeking injunctive relief in a court of competent jurisdiction.

14. Indemnity. You agree to indemnify and hold SIPMM, its subsidiaries and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the SIPMM Services in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above and/or if any Content that you post on the SIPMM Website or through the SIPMM Services causes SIPMM to be liable to another.

15. Information Collection and Use by SIPMM. SIPMM collects user submitted information, such as name and e-mail address, to authenticate users and to send notifications to those users relating to the SIPMM service. SIPMM also collects other profile data including but not limited to: personal interests, gender, age, education and occupation.

16. Non-Personally-Identifiable Information. SIPMM also logs non-personally-identifiable information including IP address, profile information, aggregate user data, and browser type, from users and visitors to the site. This data is used to manage the Website, track usage and improve the Website services. This non-personally-identifiable information may be shared with third-parties to provide more relevant services and advertisements to members. User IP addresses are recorded for security and monitoring purposes.

17. User Profile information including members’ pictures and basic information including name, city and country outside that for use by the Group Administrator.

18. User’s Email Address. We may also use a user’s e-mail address to send updates, newsletters or news regarding the Services. Users may choose not to receive e-mail of certain types by changing their “notification” setting to “Do not send me notification e-mails” in the user “Account Settings”. As a member, you must be willing to accept correspondences per quarter relating to the updating of your profile and reminding you of the status of your learning profile.

19. Invitations and Other Communications to Non-members. SIPMM members can invite friends to join the service by sending invitation e-mails via our automated invitation system. SIPMM does not sell these e-mail addresses or use them to send any other communication besides invitations and invitation reminders (up to three (3) per e-mail address). Recipients of invitations from SIPMM may contact us to request the removal of their information from our database.

20. Use of Cookies. SIPMM uses cookies to store visitors’ preferences and to record session information, for purposes including ensuring that visitors are not repeatedly offered the same advertisements and to customize newsletter, advertising, and Web page content based on browser type and user profile information. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. You may be able to configure your browser to accept or reject all or some cookies, or to notify you when a cookie is set — each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences — however, you must enable cookies from SIPMM in order to use most functions on the site. Please note that SIPMM allows 3rd party advertisers that are presenting advertisements on some of our pages to set and access their cookies on your computer. Advertisers’ use of cookies is subject to their own privacy policies, not the SIPMM Privacy Policy.

21. Links. SIPMM contains links to sites. SIPMM is not responsible for the privacy policies and/or practices on other sites. When linking to another site a user should read the privacy policy stated on that site. Our privacy policy only governs information collected on SIPMM.

22. Link to SIPMM. Any organisation that wishes their members (employees, students, etc.) to take advantage of SIPMM resources are welcome to link to the SIPMM website. Such organisations are welcome to link to specific courses or course categories, or simply to the SIPMM homepage.

23. Chat Rooms, Journals and Web Logs, Message Boards, Classifieds and Public Forums. Please be aware that whenever you voluntarily post public information to Journals, Web Logs, Message Boards, Classifieds or any other Public Forums that that information can be accessed by the public and can in turn be used by those people to send you unsolicited communications.

24. Correcting/Updating or Removing Information. SIPMM users may modify or remove any of their personal information at any time by logging into their account and accessing features such as Edit Profile and Account Info.

25. E-mail Choice/Opt-out. All SIPMM members will receive quarterly updates relating to their personal profile, their study profile and a summary of recently added new content on the SIPMM Service. Members may opt out of more regular updates relating to the SIPMM Newsletter, New Course releases and third party offers.

26. Third-Party Advertising. Ads appearing on this Website may be delivered to Users by SIPMM or one of our Web advertising partners. Our Web advertising partners may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement. In this way, ad servers may compile information about where you, or others who are using your computer, saw their advertisements and determine which ads are clicked on. This information allows an ad network to deliver targeted advertisements that they believe will be of most interest to you. This privacy statement covers the use of cookies by SIPMM and does not cover the use of cookies by any advertisers.

27. Security. SIPMM member accounts are secured by member-created passwords; SIPMM takes precautions to insure that member account information is kept private. We use reasonable measures to protect member information that is stored within our database, and we restrict access to member information to those employees who need access to perform their job functions, such as our customer service personnel and technical staff. Please note that we cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time.

28. Sharing and Disclosure of Information SIPMM Collects. Except as otherwise described in this privacy statement, SIPMM will not disclose personal information to any third party unless we believe that disclosure is necessary:
(1) to conform to legal requirements or to respond to a subpoena, search warrant or other legal process received by SIPMM, whether or not a response is required by applicable law;
(2) to enforce the SIPMM Terms of Use Agreement or to protect our rights; or
(3) to protect the safety of members of the public and users of the service.
SIPMM reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of SIPMM or substantially all of its assets to that successor in interest. For more information, see the “Changes in Our Privacy Policy” section below.

29. Changes in Our Privacy Policy. From time to time we may make changes to our privacy policy. If we make changes, we will post them on our site to make users aware of what the changes are so users will always be aware of what information we collect, how we use it, and when we may disclose it. A User is bound by any minor changes to the policy when she or he uses the site after those changes have been posted. If, however, we are going to use Users’ personally identifiable information in a manner materially different from that stated at the time of collection we will notify by posting a notice on our Website for 30 days.

30. Other. This Agreement is accepted upon your use of the SIPMM Website or any of the SIPMM Services and is further affirmed by you becoming a Member. This Agreement constitutes the entire agreement between you and SIPMM regarding the use of the SIPMM Services. The failure of SIPMM to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect. This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.